Pawn Shop Owners

Online Firearms Retail Industry


Pawn shops have been around since time immemorial. Still today, pawn shops offer a service for consumers to either turn personal items into cash or purchase a wide variety of secondhand items at competitive rates.

Pawn shops have an adverse growth relationship with the rest of the economy: when the economy is in decline, pawn shops do well, and vice versa. Regardless, pawn shops have proven staying power, and according to recent statistics they command a market size of $2.1 billion. And pawn shops that sell firearms find them.


Merchant Services for Pawn Shops


If you own or operate a pawn shop business, particularly one that sells firearms, you may have been denied a merchant account by a mainstream bank or merchant services company. Or worse, your pawnbroker business may have had its merchant account terminated with little or no previous notice.

Many banks and merchant services providers will not accept your business for one of three reasons:

1. The federal government regulates firearm sales, and therefore, additional underwriting is required by the credit card processor. (Even if you don’t sell firearms and only sell ammo, your business may be lumped into this category by the bank.

2. Due to the current political climate, firearms and the 2nd Amendment are a “hot button” issue. Some banks and merchant services companies have taken an “anti” 2nd Amendment stance, refusing to work with these businesses, even if they are otherwise desirable clients.

2A Commerce, conversely, was born out of the basic principles our constitutional rights bestowed upon us. Unlike other payment solutions, we will never discriminate against you even if we disagree with you – because this is what it means to be American.

This means no matter your political or social ideology, we will never discriminate against you, and we will never shut down your commerce engine. Our business exists to serve All Americans. As a veteran-owned company, we know and understand firsthand what it means to defend and uphold our American values. We intend to carry this tradition in our business. Our pursuit is to operate our company with the tenacity, discipline, consistency, and technical creativity of the US Navy Submariner.

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