Far too many credit card processors don’t allow firearm transactions. We generally consider these companies anti-American. Regardless of what you consider them they have tried to make collecting difficult but we won’t let them hold us down.
These companies, through the language in their terms of service, ban firearms sales. In fact, the three most popular online credit card payment services. Below are a few examples of the language used by these communist companies to ban firearms.
PayPal: “You may not use the PayPal service for activities that… relate to transactions involving… ammunition, firearms, or certain firearm parts or accessories…” (PayPal terms)
Square: “Prohibited Goods and Services… Sales of (i) firearms, firearm parts or hardware, and ammunition; or (ii) weapons…” (Square terms)
Stripe: “The following categories of businesses and business practices are prohibited from using the Stripe Service… Regulated Products and Services… age-restricted goods or services, weapons, and munitions…” (Stripe terms)
These companies claim they won’t open a firearm merchant account because they consider the firearms industry “high risk.” There are banks who will open up a high-risk merchant account but the costs associated with these accounts can be cost-prohibitive for your standard retailers.
There are even times when anti-gun banks and credit card processors take issue with firearm-related accessories such as optics, holsters, and the like. This is why it is important to use a firearms-friendly credit card processor and that’s where we come in!
For Gun Dealers accepting credit card payments is easy to do so long as you set up your merchant account with a gun-friendly credit card processor like 2A Commerce.