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All Time Low Firearms
Payment Processing Fees

Don’t believe us? If we can’t match or beat your firearms payment processing rates we will Pay you $50 for wasting your time.

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Industry Leading Firerms Payment Processing

Far too many credit card processors don’t allow firearm transactions. We generally consider these companies anti-American. Regardless of what you consider them, they have tried to make credit card payment processing difficult and you’re always in danger of them shutting down your account. With 2A Commerce firearms payment processing that will never happen!

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Pro-American Credit Card Payment Processing

Accepting credit card payments is simple for gun dealers—as long as they set up their merchant account with gun friendly payment processors like 2A Commerce.

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Buy Now
Pay Later
with Credova

Increase your sales and improve your customer experience with 2A Commerce
and Credova, our preferred integration. Credova is the #1 buy now, pay later service.

See how Credova measures up

2A Commerce’s Preferred Itegration

2A Commerce is very clear about our values, and so is Credova. We have teamed up to ensure your ability to transact will not be problematic because you are a gun-store. As gun-friendly credit card processors, we’re committed to supporting your business without the restrictions imposed by traditional payment providers.

Give your customers the ability to use Credova
No Credit Impact

Get approved without any impact on your credit

ZERO Interest

Shop now and pay over time with ZERO interest

Shop Anywhere

Get approved and use your approval in-store and online

Firearms Payment Processing FAQs

Is it legal to accept credit card payments for firearms online?

Yes, it is legal to have firearms payment processing—as long as you follow all federal, state, and local laws, including age verification and background checks where required. Our platform is designed to help you stay compliant while offering seamless and secure online credit card payment processing.

Why do I need to use gun friendly credit card processors?

Traditional payment processors often refuse to work with firearms businesses or suddenly terminate accounts without warning. Gun friendly credit card processors, like 2A Commerce, ensure your transactions are secure and uninterrupted—because we understand and support your industry.

What is credit card payment processing and how does it work?

Credit card payment processing allows businesses to accept card payments by securely transmitting data, verifying funds, and depositing money into their account. It’s a fast, secure way to get paid, whether in person or online. Read more about it here!

Are there fees involved with credit card payment processing?

Yes, most providers charge fees for each transaction. The structure and amount can vary depending on your business type and the processor’s pricing model. Contact us for a free analysis to see if we can save you money.

What makes firearms payment processing different from regular payment processing?

Firearms payment processing addresses the specific legal and regulatory challenges unique to the firearms industry. It ensures that your transactions are handled in compliance with all applicable laws, reducing the risk of account freezes or shutdowns.

Can I use firearms payment processing for both retail and online sales?

Absolutely. Firearms payment processing is designed to support in-store and online transactions, providing flexible solutions that work with your business model.  Start your application now! 

Why should I choose a gun friendly credit card processor?

Gun friendly credit card processors understand the firearms industry and support your right to do business without arbitrary restrictions. They offer reliable service tailored to the unique needs of firearms retailers.

Are gun friendly credit card processors compliant with federal regulations?

Yes. Reputable gun-friendly credit card processors ensure their services are fully compliant with all relevant laws and regulations while helping your business stay secure and operational.

Do I have to pay higher fees if I am one of gun friendly credit card processors?

No, absolutely not, with 2A Commerce, you get the most competitive rates, and all of the 2A protections when you become one of our gun friendly cred card processors.

As a firearms business why am I considered to be a high risk merchant?

A firearms business is often labeled as a high risk merchant due to regulatory scrutiny, higher chargeback potential, and public policy concerns. This classification can affect the types of processors willing to work with you and the rates you’re offered.

Can a high risk merchant still get reliable payment processing?

Yes, there are some payment processors that specialize in serving high risk merchants, including firearms businesses. They offer tailored, compliant solutions to ensure stable and secure payment processing.  With 2A Commerce your payment processing account will be protected and you will still get the best rates possible, since we are committed to serve the so-called “high risk merchant”

What are credit card processing fees and why do they vary?

Credit card processing fees are the costs for handling credit card transactions. These fees can differ based on your business type, transaction volume, and processor policies.

Are there hidden fees I should watch out for when it comes to credit card processing fees?

Yes, some providers may include hidden costs like setup fees, minimums, or cancellation penalties; so hidden credit card processing fees can definitely be a concern. Choosing a transparent processor helps you avoid surprises, with 2A Commerce you get straightforward prices and no surprises!

What is FFL credit card processing and why is it important?

FFL credit card processing is tailored for Federal Firearms License holders, ensuring secure and compliant transactions. It supports both retail and online operations, giving you the tools to accept payments with confidence.

Does 2A Commerce provide FFL Friendly Credit Card Processing?

Absolutely, we are a 2A-friendly company, and we work mainly with firearms customers.  You can rely on us to provide FFL Friendly credit card processing

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