Firearms payment processing has long been a challenge for retailers and manufacturers in the firearms industry. From banks labeling gun sales as high-risk to major payment processors freezing accounts without warning, merchants often find themselves navigating a system not built to support their business. At 2A Commerce, we’re changing that.
Why Firearms Businesses Need Specialized Payment Processing
If you’ve ever tried to sign up with a mainstream processor only to be rejected or later deactivated, you’re not alone. Firearms businesses—whether selling guns, ammunition, or accessories—face unique challenges when it comes to payment acceptance. These include compliance with federal regulations, extra scrutiny from financial institutions, and the looming risk of service denial due to the nature of your industry.
That’s why firearms payment processing can’t be treated like regular merchant services. You need a solution that understands the specific needs and legal complexities of the firearms space. That’s where we come in.
Learn more about how 2A Commerce supports compliant firearms credit card processing
What Makes 2A Commerce Different?
2A Commerce was built specifically for the firearms and sporting goods community. We provide reliable, gun-friendly credit card processing for online and in-store businesses of all sizes. Unlike generic providers, we won’t shut you down for selling a perfectly legal product.
Some key benefits of choosing 2A Commerce for your firearms payment processing include:
- Virtual terminal access, so you can process payments even without a website.
- Seamless Buy Now, Pay Later (BNPL) integration through Credova.
- Industry-specific compliance tools built into your processing workflow.
Our entire platform is designed to help you stay operational, compliant, and competitive.
See the full list of benefits on our firearms payment processing page
A Better Way to Accept Payments in the Firearms Industry
Traditional processors don’t know the difference between an FFL dealer and a high-risk merchant. But we do. At 2A Commerce, we go beyond simple payment acceptance. Our tools are made to support how you actually sell—whether it’s in-store, online, or even at gun shows.
For example, our platform supports:
- Inventory management that connects to your POS and online store
- FFL API integrations for seamless order routing
- Custom eCommerce solutions tailored for the firearms industry
And if you’re worried about switching? We offer a rate match guarantee—or we’ll pay you $50 if we can’t beat your current rates.
Find out how to apply for firearms-friendly processing with 2A Commerce
Avoid Hidden Fees and Stay Compliant
A lot of processors say they work with firearms businesses—until you look at the fine print. Hidden fees, PCI compliance charges, and transaction holds are all too common. We’re different. At 2A Commerce, transparency is key. Our pricing is competitive, and we make it easy to understand exactly what you’re paying for.
Plus, our team stays on top of ever-changing regulations. That means you’ll have access to a payment system that evolves with the law, giving you peace of mind while you focus on running your business.
Read more about how our firearms payment processing helps you stay compliant
Get Started Today
Whether you’re launching a new eCommerce store or upgrading your in-store tech, reliable firearms payment processing is essential. With 2A Commerce, you’re not just getting a processor—you’re getting a partner who understands your industry and fights for your right to do business.
Let’s protect your bottom line—and your rights—with a payment solution built for the 2A community.